ICICI Lombard's Retail Segment consists of personal insurance products - Health, Home, Motor and Travel insurances.

Health Insurance

ICICI Lombard offers the following kinds of health policies to suit different needs which can be bought online.
10 K Tax Saver Health Plan - This policy has a fixed premium and enables customers to save up to Rs. 3,366 under Section 80 D of the Indian Income Tax Act.
Family Floater Health Plan - A single policy that takes care of the hospitalization expenses of an entire family.
Critical Care Plan – Critical Care plan offers a lump-sum benefit on diagnosis of critical illness such as a heart attack, stroke, life-threatening cancer, paralysis or kidney failure. It comes with an additional cover against Personal Accident and Permanent Total Disablement (PTD).
Personal Accident Plan - This policy provides cover against accidental death, permanent partial disablement (PPD) and permanent total disablement (PTD) on account of an accident with a choice of continuous coverage for 3 or 5 years.

Home Insurance


ICICI Lombard Home Insurance comes in two sub sections; one covering the building and the other the contents. Unlike other policies, however, it also covers loss of cash, public liability, temporary resettlement, alternative accommodation and baggage insurance.

Motor Insurance


ICICI Lombard offers car insurance, a package policy for four-wheelers covering Third Party Liability (TPL), and Two Wheeler Insurance covering two wheeler vehicles.
Apart from these, ICICI Lombard also offers Overseas Travel insurance and Student Travel insurance.

NRI Services


ICICI Lombard has developed insurance policies for non resident indians that can be bought, renewed and tracked online.
Parents' Health Insurance covers hospitalization and medical expenses incurred by parents of the policyholder in India. For parents' travelling outside India, ICICI Lombard offers a Parents' Overseas Travel Insurance policy.
An NRI can insure his children/ dependents travelling abroad to study, under the Student Medical Insurance plan. Likewise, the Home Insurance and Car Insurance schemes enables an NRI to secure his assets in India.